Sukanya Samriddhi Yojana for just Rs 250, get 15 lakhs on marriage. Know details
Welcome back to our informative blog site knowing steps360. Most people start planning to take a good investment policy as soon as their daughters are born so that their future will be better. Wrote studies and there should not be any hindrance in marriage. This is the reason that the government is running many schemes for a better future for daughters.
In such a situation, if you are also preparing to make some investment for the bright future of your dear daughter, then you can open an account in Punjab National Bank under Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana). With the investment of only 250 rupees in PNB, you can add a large amount of money from your daughter's marriage to her studies. Let's know everything about it.
Special things related to this scheme
If you want to open a Sukanya Samriddhi Account in PNB, then the minimum deposit in this is to be 250 rupees. While the maximum you can deposit up to Rs 1,50,000. This account can be run till the daughter is 21 years old. If you want, you can remove the maturity amount when your daughter is 18 years old.
Account for two daughters from one family
An account can be opened in PNB for a maximum of two daughters from one family. In this scheme, parents or guardians can open only one account in PNB in the name of a daughter. The daughter's age should be less than 10 years.
More than 1.5 million will be available at maturity
If you invest Rs 3000 every month in this scheme, that is, after 14 years, after applying 36000 rupees, after 14 years you will get Rs 9,11,574 according to the compounding of 7.6% per annum. This amount will be around Rs 15,22,221 at 21 years i.e. maturity. Let us know that at the rate of 7.6 percent interest was being paid in SSY, which is with an income tax rebate.
These documents will have to be given
Sukanya Samriddhi Yojana accounts can be opened from any branch of PNB. Sukanya Samriddhi Account opening form, child's birth certificate, identity card of the depositor (parent or guardian) like PAN card, ration card, driving license, passport, etc. Certificate of the address of the depositor such as passport, ration card, electricity bill, telephone bill, etc. You can also use net banking to deposit money.
On the Sukanya Samriddhi Yojana account, the minimum deposit in a Financial Year is Rs. 250, and the maximum deposit can be made up to Rs. 1.50 lakh (in multiple of Rs.50) in a fiscal in a lump sum or in multiple installments.
This account will be matured after 21 years from the date of opening of the account or at the time of marriage, either 1 month before or 3 months after the date of marriage.
You Can Also open an Account of Sukanya Samriddhi yojana with many types of banks like State Bank Of India, Post office schemes, and some others banks.
Check Also: Post Office New Savings scheme with Investment of Rs 100.
Check Also: SBI Offers two-wheelers loan from yono application no paperwork.
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